/* style.css */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Outfit:wght@300;400;500;600;700;800&display=swap');

:root {
    /* Colors */
    --bg-dark: #0A192F;
    --bg-light: #F8FAFC;
    --bg-surface: #FFFFFF;

    --primary: #0047AB;
    /* Deep Blue */
    --primary-light: #3B82F6;
    --primary-glow: rgba(0, 71, 171, 0.4);

    --secondary: #D4AF37;
    /* Gold */
    --secondary-light: #FCD34D;
    --secondary-glow: rgba(212, 175, 55, 0.4);

    --text-primary: #0F172A;
    --text-secondary: #475569;
    --text-light: #F8FAFC;
    --text-muted: #94A3B8;

    --border-light: rgba(255, 255, 255, 0.1);
    --border-dark: rgba(0, 0, 0, 0.05);

    --gradient-gold: linear-gradient(135deg, #FFD700 0%, #D4AF37 100%);
    --gradient-blue: linear-gradient(135deg, #0047AB 0%, #1E3A8A 100%);
    --gradient-dark: linear-gradient(135deg, #0A192F 0%, #020617 100%);

    /* Typography */
    --font-heading: 'Outfit', sans-serif;
    --font-body: 'Inter', sans-serif;

    /* Shadows */
    --shadow-sm: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-md: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-lg: 0 20px 25px -5px rgba(0, 25, 47, 0.15), 0 10px 10px -5px rgba(0, 25, 47, 0.04);

    /* Transitions */
    --transition-fast: 0.2s ease-in-out;
    --transition-normal: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Reset */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    color: var(--text-primary);
    background-color: var(--bg-light);
    line-height: 1.6;
    overflow-x: hidden;
}

h1,
h2,
h3,
h4,
h5,
h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.2;
}

a {
    text-decoration: none;
    color: inherit;
    transition: color var(--transition-fast);
}

ul {
    list-style: none;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

/* Container */
.container {
    width: 100%;
    max-width: 1280px;
    margin: 0 auto;
    padding: 0 1.5rem;
}

/* Navigation */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    padding: 1.25rem 0;
    background: rgba(10, 25, 47, 0.95);
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    z-index: 1000;
    border-bottom: 1px solid var(--border-light);
    transition: all var(--transition-fast);
}

.navbar.scrolled {
    padding: 0.75rem 0;
    background: rgba(10, 25, 47, 0.98);
    box-shadow: var(--shadow-md);
}

.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.brand {
    font-family: var(--font-heading);
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--text-light);
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.brand span {
    color: var(--secondary);
}

.nav-links {
    display: flex;
    gap: 2rem;
    align-items: center;
}

.nav-link {
    color: var(--text-light);
    font-weight: 500;
    font-size: 0.95rem;
    position: relative;
    padding: 0.5rem 0;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--secondary);
    transition: width var(--transition-normal);
}

.nav-link:hover::after,
.nav-link.active::after {
    width: 100%;
}

.nav-cta {
    display: flex;
    gap: 1rem;
    align-items: center;
}

.hamburger {
    display: none;
    cursor: pointer;
    background: transparent;
    border: none;
    z-index: 1001;
}

.hamburger div {
    width: 25px;
    height: 2px;
    background-color: var(--text-light);
    margin: 5px;
    transition: all 0.3s ease;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 0.75rem 1.5rem;
    border-radius: 0.5rem;
    font-weight: 600;
    font-size: 1rem;
    cursor: pointer;
    transition: transform var(--transition-normal), box-shadow var(--transition-normal);
    font-family: var(--font-heading);
    border: none;
}

.btn-primary {
    background: var(--gradient-gold);
    color: var(--bg-dark);
    box-shadow: 0 4px 15px var(--secondary-glow);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px var(--secondary-glow);
}

.btn-secondary {
    background: transparent;
    color: var(--text-light);
    border: 1px solid var(--border-light);
}

.btn-secondary:hover {
    background: rgba(255, 255, 255, 0.1);
}

.btn-outline-dark {
    background: transparent;
    color: var(--primary);
    border: 2px solid var(--primary);
}

.btn-outline-dark:hover {
    background: var(--gradient-blue);
    color: var(--text-light);
    border-color: transparent;
    box-shadow: 0 4px 15px var(--primary-glow);
}

/* Hero Section */
.hero {
    position: relative;
    padding: 10rem 0 6rem;
    background: var(--gradient-dark);
    color: var(--text-light);
    overflow: hidden;
    min-height: 90vh;
    display: flex;
    align-items: center;
}

.hero::before {
    content: '';
    position: absolute;
    top: -20%;
    right: -10%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(0, 71, 171, 0.3) 0%, transparent 70%);
    border-radius: 50%;
    z-index: 0;
}

.hero-content {
    position: relative;
    z-index: 1;
    max-width: 800px;
}

.hero-tag {
    display: inline-block;
    padding: 0.5rem 1rem;
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 2rem;
    font-size: 0.875rem;
    font-weight: 500;
    margin-bottom: 1.5rem;
    color: var(--secondary-light);
    backdrop-filter: blur(5px);
}

.hero h1 {
    font-size: clamp(2.5rem, 5vw, 4.5rem);
    margin-bottom: 1.5rem;
}

.hero h1 span {
    background: var(--gradient-gold);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.hero p {
    font-size: clamp(1.1rem, 2vw, 1.25rem);
    color: #CBD5E1;
    margin-bottom: 2.5rem;
    max-width: 600px;
}

.hero-buttons {
    display: flex;
    gap: 1rem;
    flex-wrap: wrap;
}

/* Typography Helpers */
.text-center {
    text-align: center;
}

.mb-1 {
    margin-bottom: 0.5rem;
}

.mb-2 {
    margin-bottom: 1rem;
}

.mb-3 {
    margin-bottom: 1.5rem;
}

.mb-4 {
    margin-bottom: 2rem;
}

.mt-4 {
    margin-top: 2rem;
}

/* Sections */
.section-padding {
    padding: 6rem 0;
}

.section-header {
    text-align: center;
    margin-bottom: 4rem;
    max-width: 700px;
    margin-inline: auto;
}

.section-title {
    font-size: clamp(2rem, 3vw, 2.75rem);
    color: var(--bg-dark);
    margin-bottom: 1rem;
}

.section-title span {
    color: var(--primary);
}

.section-subtitle {
    color: var(--text-secondary);
    font-size: 1.1rem;
}

/* Cards */
.card-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.card {
    background: var(--bg-surface);
    border-radius: 1rem;
    padding: 2.5rem 2rem;
    box-shadow: var(--shadow-sm);
    border: 1px solid var(--border-dark);
    transition: transform var(--transition-normal), box-shadow var(--transition-normal);
    position: relative;
    overflow: hidden;
    z-index: 1;
    display: flex;
    flex-direction: column;
    height: 100%;
}

.card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background: var(--gradient-blue);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform var(--transition-normal);
    z-index: -1;
}

.card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-lg);
}

.card:hover::before {
    transform: scaleX(1);
}

.card-icon {
    width: 60px;
    height: 60px;
    background: rgba(0, 71, 171, 0.05);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.75rem;
    color: var(--primary);
    margin-bottom: 1.5rem;
    transition: all var(--transition-normal);
}

.card:hover .card-icon {
    background: var(--gradient-blue);
    color: var(--text-light);
    transform: scale(1.1);
}

.card h3 {
    font-size: 1.5rem;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.card p {
    color: var(--text-secondary);
    margin-bottom: 1.5rem;
    flex-grow: 1;
}

.card-link {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--primary);
    font-weight: 600;
    margin-top: auto;
}

.card-link i {
    transition: transform var(--transition-fast);
}

.card-link:hover i {
    transform: translateX(5px);
}

/* How It Works Steps */
.process-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    position: relative;
}

.process-step {
    text-align: center;
    padding: 2rem;
    position: relative;
}

.step-number {
    width: 80px;
    height: 80px;
    background: var(--gradient-blue);
    color: var(--text-light);
    font-family: var(--font-heading);
    font-size: 2rem;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 1.5rem;
    box-shadow: 0 10px 20px var(--primary-glow);
    position: relative;
    z-index: 2;
}

.process-step h3 {
    font-size: 1.25rem;
    margin-bottom: 1rem;
}

.process-step p {
    color: var(--text-secondary);
}

@media (min-width: 768px) {
    .process-step:not(:last-child)::after {
        content: '';
        position: absolute;
        top: 40px;
        right: -50%;
        width: 100%;
        height: 2px;
        background: dashed 2px var(--primary-light);
        opacity: 0.4;
        z-index: 1;
    }
}

/* Trust Section */
.trust-section {
    background: var(--gradient-dark);
    color: var(--text-light);
    position: relative;
}

.trust-section .section-title,
.trust-section .section-subtitle {
    color: var(--text-light);
}

.trust-section .section-title span {
    color: var(--secondary);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 3rem;
    text-align: center;
    margin-top: 4rem;
}

.stat-item h4 {
    font-size: 3rem;
    color: var(--secondary);
    margin-bottom: 0.5rem;
}

.stat-item p {
    font-size: 1.1rem;
    font-weight: 500;
    opacity: 0.9;
}

/* Testimonials */
.testimonial-card {
    background: var(--bg-surface);
    padding: 2.5rem;
    border-radius: 1rem;
    box-shadow: var(--shadow-md);
    position: relative;
}

.testimonial-card::after {
    content: '"';
    position: absolute;
    top: 1rem;
    right: 2rem;
    font-family: var(--font-heading);
    font-size: 5rem;
    color: var(--primary);
    opacity: 0.1;
    line-height: 1;
}

.rating {
    color: var(--secondary);
    font-size: 1.2rem;
    margin-bottom: 1rem;
}

.testimonial-text {
    font-size: 1.1rem;
    color: var(--text-primary);
    font-style: italic;
    margin-bottom: 2rem;
}

.client-info {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.client-avatar {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: var(--gradient-blue);
    color: white;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: bold;
    font-size: 1.2rem;
}

.client-details h5 {
    font-size: 1rem;
    margin: 0;
}

.client-details p {
    font-size: 0.875rem;
    color: var(--text-muted);
    margin: 0;
}

/* Forms */
.form-group {
    margin-bottom: 1.5rem;
}

.form-label {
    display: block;
    font-weight: 500;
    margin-bottom: 0.5rem;
    color: var(--text-primary);
}

.form-control {
    width: 100%;
    padding: 0.875rem 1.25rem;
    border: 1px solid #E2E8F0;
    border-radius: 0.5rem;
    font-family: inherit;
    font-size: 1rem;
    background: var(--bg-light);
    transition: all var(--transition-fast);
}

textarea.form-control {
    resize: vertical;
    min-height: 120px;
}

.form-control:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(0, 71, 171, 0.1);
    background: white;
}

/* Apply / Multi-step form */
.form-container {
    max-width: 800px;
    margin: -5rem auto 0;
    background: white;
    padding: 3rem;
    border-radius: 1rem;
    box-shadow: var(--shadow-lg);
    position: relative;
    z-index: 10;
}

.apply-header {
    padding-bottom: 10rem;
}

.step-indicator {
    display: flex;
    justify-content: space-between;
    margin-bottom: 3rem;
    position: relative;
}

.step-indicator::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 0;
    right: 0;
    height: 2px;
    background: #E2E8F0;
    transform: translateY(-50%);
    z-index: 1;
}

.step-dot {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: white;
    border: 2px solid #E2E8F0;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    position: relative;
    z-index: 2;
    transition: all 0.3s ease;
    color: var(--text-muted);
}

.step-dot.active {
    background: var(--primary);
    border-color: var(--primary);
    color: white;
    box-shadow: 0 0 15px var(--primary-glow);
}

.step-dot.completed {
    background: var(--secondary);
    border-color: var(--secondary);
    color: white;
}

.form-step {
    display: none;
    animation: fadeIn 0.5s ease;
}

.form-step.active {
    display: block;
}

@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.form-actions {
    display: flex;
    justify-content: space-between;
    margin-top: 2rem;
}

/* Radio Cards (Loan Type) */
.radio-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 1rem;
}

.custom-radio {
    display: none;
}

.custom-radio-label {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 1.5rem;
    border: 2px solid #E2E8F0;
    border-radius: 0.5rem;
    cursor: pointer;
    transition: all var(--transition-fast);
    text-align: center;
    font-weight: 500;
}

.custom-radio-label i {
    font-size: 2rem;
    color: var(--primary);
}

.custom-radio:checked+.custom-radio-label {
    border-color: var(--primary);
    background: rgba(0, 71, 171, 0.05);
    box-shadow: 0 4px 10px rgba(0, 71, 171, 0.1);
}

/* EMI Calculator */
.calculator-box {
    background: white;
    border-radius: 1rem;
    box-shadow: var(--shadow-lg);
    overflow: hidden;
    display: flex;
    flex-direction: column;
}

@media (min-width: 992px) {
    .calculator-box {
        flex-direction: row;
    }
}

.calc-inputs,
.calc-results {
    padding: 3rem;
    flex: 1;
}

.calc-results {
    background: var(--gradient-dark);
    color: white;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.range-wrap {
    position: relative;
    margin-bottom: 2.5rem;
}

.range-header {
    display: flex;
    justify-content: space-between;
    margin-bottom: 1rem;
    font-weight: 600;
}

.range-value {
    color: var(--primary);
    font-size: 1.25rem;
    font-family: var(--font-heading);
}

.range-slider {
    width: 100%;
    -webkit-appearance: none;
    height: 6px;
    background: #E2E8F0;
    border-radius: 3px;
    outline: none;
}

.range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: var(--primary);
    cursor: pointer;
    transition: transform 0.1s;
    box-shadow: 0 2px 5px rgba(0, 0, 0, 0.2);
}

.range-slider::-webkit-slider-thumb:hover {
    transform: scale(1.2);
}

.result-item {
    margin-bottom: 2rem;
}

.result-label {
    color: rgba(255, 255, 255, 0.7);
    font-size: 1.1rem;
    margin-bottom: 0.5rem;
}

.result-value {
    font-size: 2.5rem;
    font-family: var(--font-heading);
    font-weight: 700;
    color: var(--secondary);
}

.result-value.large {
    font-size: 3.5rem;
    color: white;
}

/* FAQ Accordion */
.faq-item {
    background: white;
    border-radius: 0.5rem;
    margin-bottom: 1rem;
    box-shadow: var(--shadow-sm);
    overflow: hidden;
    border: 1px solid var(--border-dark);
}

.faq-question {
    padding: 1.5rem;
    display: flex;
    justify-content: space-between;
    align-items: center;
    cursor: pointer;
    font-weight: 600;
    font-size: 1.1rem;
    color: var(--text-primary);
    transition: all var(--transition-fast);
}

.faq-question:hover {
    color: var(--primary);
}

.faq-question i {
    color: var(--primary);
    transition: transform 0.3s ease;
}

.faq-item.active .faq-question i {
    transform: rotate(180deg);
}

.faq-answer {
    padding: 0 1.5rem;
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease, padding 0.3s ease;
    color: var(--text-secondary);
}

.faq-item.active .faq-answer {
    padding: 0 1.5rem 1.5rem;
}

/* Footer */
.footer {
    background: var(--bg-dark);
    color: var(--text-light);
    padding: 5rem 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 3rem;
    margin-bottom: 4rem;
}

.footer-col h4 {
    font-size: 1.25rem;
    margin-bottom: 1.5rem;
    position: relative;
    padding-bottom: 0.5rem;
}

.footer-col h4::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 2px;
    background: var(--secondary);
}

.footer-links li {
    margin-bottom: 0.75rem;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    transition: all var(--transition-fast);
    display: inline-block;
}

.footer-links a:hover {
    color: var(--secondary);
    transform: translateX(5px);
}

.contact-info li {
    display: flex;
    gap: 1rem;
    margin-bottom: 1rem;
    color: rgba(255, 255, 255, 0.7);
}

.contact-info i {
    color: var(--secondary);
    font-size: 1.1rem;
    margin-top: 0.2rem;
}

.social-links {
    display: flex;
    gap: 1rem;
    margin-top: 1.5rem;
}

.social-links a {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    transition: all var(--transition-fast);
}

.social-links a:hover {
    background: var(--primary);
    transform: translateY(-3px);
}

.footer-bottom {
    padding: 1.5rem 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    text-align: center;
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.875rem;
}

/* Page Headers */
.page-header {
    padding: 10rem 0 5rem;
    background: var(--gradient-dark);
    color: white;
    text-align: center;
}

.page-header h1 {
    font-size: 3rem;
    margin-bottom: 1rem;
}

.page-header p {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.8);
    max-width: 600px;
    margin: 0 auto;
}

/* Content Pages (Legal, About) */
.content-section {
    padding: 5rem 0;
}

.content-box {
    background: white;
    padding: 3rem;
    border-radius: 1rem;
    box-shadow: var(--shadow-sm);
}

.content-box h2 {
    margin: 2rem 0 1rem;
    color: var(--bg-dark);
}

.content-box h3 {
    margin: 1.5rem 0 1rem;
    color: var(--bg-dark);
    font-size: 1.25rem;
}

.content-box p,
.content-box ul {
    margin-bottom: 1.5rem;
    color: var(--text-secondary);
}

.content-box ul {
    padding-left: 1.5rem;
    list-style: disc;
}

/* Map */
.map-container {
    height: 400px;
    border-radius: 1rem;
    overflow: hidden;
    box-shadow: var(--shadow-md);
    background: #E2E8F0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--text-muted);
}

/* Animations */
.reveal {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.8s ease;
}

.reveal.active {
    opacity: 1;
    transform: translateY(0);
}

/* Toast */
.toast-container {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    z-index: 9999;
}

.toast {
    background: white;
    color: var(--text-primary);
    padding: 1rem 1.5rem;
    border-radius: 0.5rem;
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-top: 1rem;
    transform: translateX(120%);
    transition: transform 0.3s ease;
    border-left: 4px solid var(--primary);
}

.toast.success {
    border-left-color: #10B981;
}

.toast.error {
    border-left-color: #EF4444;
}

.toast.show {
    transform: translateX(0);
}

/* Responsive */
@media (max-width: 768px) {
    .hamburger {
        display: block;
    }

    .nav-links {
        position: fixed;
        top: 0;
        right: -100%;
        width: 250px;
        height: 100vh;
        background: var(--bg-dark);
        flex-direction: column;
        padding-top: 5rem;
        transition: right 0.3s ease;
        box-shadow: var(--shadow-lg);
    }

    .nav-links.active {
        right: 0;
    }

    .nav-cta {
        display: none;
    }

    .hero-buttons {
        flex-direction: column;
    }

    .hero-buttons .btn {
        width: 100%;
    }

    .form-container,
    .calc-inputs,
    .calc-results,
    .content-box {
        padding: 2rem 1.5rem;
    }

    .step-indicator {
        display: none;
    }

    .page-header h1 {
        font-size: 2.25rem;
    }
}