General Queries

What forms of loans does Nation First Loan offer?

We offer a diverse portfolio of financial products including Personal Loans, Business Loans, Home Loans, Loans Against Property, Education Loans, and Vehicle Loans. Check our Loans page for detailed eligibility criteria on each.

How long does the loan approval process take?

With our 100% digital process, personal and business loan applications are typically approved within 5 to 60 minutes. Disbursal into your bank account happens within 24 hours of final verification.

Application & Eligibility

Do I need to visit a branch to submit documents?

No. Our entire application and document submission process is digital. You can securely upload your KYC and income documents directly through our portal.

What if my credit score is low?

While a good credit score (700+) helps secure lower interest rates, we employ an alternative data scoring model. If you have stable income and good banking habits, your application still has a high chance of approval.

Repayment & Charges

Can I foreclose my loan early?

Yes, you can foreclose or pre-pay your loan. depending on the product, zero foreclosure charges are applicable after 12 months of successful EMI payments.

Are there any hidden fees?

Absolutely not. We pride ourselves on complete transparency. You will only pay the standard processing fee (deducted upfront) and applicable GST. All charges will be clearly outlined in your loan agreement.

Still have questions?

Contact Support